You have had your fun bullying this message board, and your boorish act here is played out. Choose any bank stock you want and it's down near its 52 week low. There is nothing TRST management could have done to prevent the turmoil in the financial industry, and Wall Street's disfavor with the sector. Going forward the fly by night fast talking-no money down- junk lenders will be out of favor and out of business. The banks with a conservative tradition and culture, like Trustco, will be the investment that makes sense. Albanyman your 15 minutes of fame are over, now it's time for you to find a new act. Hopefully you will find a way to live with some dignity and honor for a change.