Apr-09 ETF CYB 25.3 and CNYUSD 0.1466. Changes from from Apr-09 to today Jun-25, ETF CYB is 24.95 -1.38% and CNYUSD is 0.1473 +0.48%. In just 77 days and regardless to market, the internal net loss is over -1.86% (or annual -8.82%)! What a smart operation? If someone simply want to deposit money in CNY/USD/EUR/JPY/AUD/etc, most banks in Hong Kong offer free multi-currency interest saving account for global customers. Hope my two cents help keep your hard earned money in bay!