As for BAC and their troubles, its certainly not helping our cause and without doubt its a negative. With that said and in my opinion, new CEO Mark Ordan will likely use other financing options. Its really a shame that BAC, once a very stellar banking institution, has fallen on tough times but I only place the blame on CEO Ken Lewis who simply got too greedy by taking on not only one very sick dog (Countrywide) but also a second one (Merril Lynch). He should have stopped once the Countrywide deal was finalized. And further more, I'm really surprised he overstepped his capabilities because he has always been a very highly regarded executive in the banking business. Okay, now I do need to get back to my hole and simply wait and watch with patience. Meanwhile, good luck to you.