Are ;investors worried about high operating costs?
Are investors frustrated that dinosaur claim lawyers are soaking cash-flow out of the company?
Do they see the fallacy of paying big bucks for an adjustor office in a beautiful office tower across from City Hall in Center City Philly while these pencil pushers could do the same rocket science work west on Market Street (beyond Penn) or up Broad Street?
Do they see; the silliness of maintaining an adjustor office full of the old St Paul adjustors and lawyers in suburban Baltimore when all of these "folks" could be required to move to Hartford?
Just a few thoughts on a cold snowy morning in Jersey