best strategy for the near term for this stock is a covered call strategy and if it drops to 12 bucks again. buy back your calls at a discount and then sell cash secured puts. Only do the above if you are long term bullish on the stock. I think the company will do an offering which will eventually push the price higher but wall street wants this company to start writing business again. Period. In the meantime....I am planning on grabbing some income from it. If the stock gets call away from me so be it.