My view is who would want it? As a long time stockholder/watcher, I see little or no growth prospects for a retail
bank in this two-state border area. The dividend has been good all along, but a continued decrease in earnings
would put it in jeopardy. Would be delighted in a takeover (of any type) but I disappointingly see no chance of that. Stockholders probably would be better served by the selection of a local person as president and the continued stability of the whole enterprise.