Someone asked how is the "hope and change working out". Not well for us. Not only has making money become more difficult, holding onto it is equally challenging. Every year in October my employer has an enrollment period with six choices. Each has it's own level of coverage, premium, deductible, and co-pay amounts. Thanks the to the "Affordable Healthcare Act", our policy (to keep the same level of coverage) will increase by 1,504% in 2013 and we'll still have to pay deductibles and co-pays. Wait until the 20 somethings realize they have to buy health insurance or be nailed by the IRS. Most of them don't get involved in politics and have no clue.
One thing that disturbs me is when the news media reports that healthcare costs are going up faster than the rate of inflation. But, they never tell you why or who is getting all that extra money. My gut feeling is that we're paying for those who don't work, those who use emergency rooms for primary care, high insurance rates for malpractice, along with doctors, hospitals, administrators, etc. maintaining their extraordinary standards of living.