Apple and Jobs have always done the same thing ... they take someone else's ideas, and make the user interface really slick. Examples: Xerox invented windows, scrollable windows, mouse, clickable icons, etc. but Jobs took these ideas and made them slick. The Sony Walkman became the iPod. The iPhone was not the first mobile phone, although I can't remember the first right now. Anyway, etc. etc.
If you want to know what Apple will do next, think of pervasive electronic devices [e.g. TV] and think of how it might be made slicker. Apple does not, and has not, invented completely new products. ((Microsoft is traditionally even later to the party.)) Apple is great at adding and selling the sizzle to someone else's streak.
I have no Apple position, and no plans to have one.
That being said I truely think NFC is the wave of the future. It is already seeing small integration into the S3 however at some point I believe it will become global. NFC will in my opinon eliminate credit cards (why use a card when you can scan your phone) and revolutionize a bunch of other fields. If you get a chance check it out