Yes divident is easy money, but loss of principal is not easy money. Had you bought 2k AGNC at $35.99, you will be getting second time $2500 on Monday, but there is a loss of $10k pricipal and this loss never grew on a tree or a squarel sitting on the top of a tree handed you over to spend it as you please. Principal comes first and dividend comes later. If there is no loss in principal, who in the world will refuse easy money. None. Please wise up.