Just bought more last week and fully expect a drop when the markets re-open on Wednesday as a result of future claims for Superstorm Sandy damages. How serious should this be? Any comments? Can anyone guess what our low will be as a result of the claims? I would like to buy more nearer a low. Would near-term, 4th quarter 2012 or 1st quarter 2013 show the losses and MET have a big hit?