I have long admired the Kemper family and CBSH for their community involvement. I had also believed that the Bank was very well managed from both a customer and investor standpoint. However, I must confess dismay over the recent stock sales transactions by the Kemper family, who recently completed the sell of a huge chunk of the stock at a near record high price-- a level that I do not believe that the open market would have supported at the volume involved. While I recognize that the Kempers own alot of stock and I can understand the Kempers desire to diversify their holdings, I do not believe that the CBSH Board fairly represented the remaining shareholders by allowing this transaction as part of the stock buyback program. It was my perception that the program was designed to acquire stock when values were low benefiting the entire company and all shareholders. I realize that an open market sale would probably have depressed the stock's price for a period of time, but I would prefer the market to determine the value rather than the inside Seller. I also think this transaction implies that Management feels the stock is priced at a level to sell, but they are unwilling to take the remaining shareholders with them or put the interests of other shareholders in equal standing. I will continue to do business with and keep my stock in CBSH, but my comfort level has been shaken.