i understand your scepticism. i, however, am on the other side of this transaction. i can tell you from direct experience, horizon is well worth what frost is paying. horizon is building two new locations as we speak, one of which is immeditely adjacent to the summit, great location. horizon is growing very fast, has tiny amt of bad loans and is run very cleanly and makes a ton of money.
i look forward to joining this boards discussion on frost, as i will be a shareholder when the transaction closes.