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Cullen/Frost Bankers, Inc. Message Board

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  • steeleeb53 steeleeb53 Feb 14, 2012 2:05 PM Flag

    State charter huh? wonder if bank deposits


    This is from the OCC's web-site:

    •State banks - Two Federal agencies share responsibility for State banks.

    ◦The Federal Deposit Insurance Corporation supervises State-chartered banks that are not members of the Federal Reserve System and State-chartered savings associations. The FDIC also insures deposits in banks and savings associations in the event of bank failure.

    ◦The Federal Reserve Board supervises State-chartered banks that are members of the Federal Reserve System.

    As I recall, CFR CEO Richard Evans is a director with the Federal Reserve System in Dallas.

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