thye've been awfully stingy with that divd. really what are theygoing to do with all that cash? buy anothr bank? If so it would be Texas only..how many are left to buy? Thwart a takeover? Buy in shares? (if so are they waiting for a lower cfr price? Yikes!)Soothe mgmnt's ego or allow them to sleep better at night? Id sleep better if it were in my brokerage acct waiting for me to invest.