In response to your inquiry regarding Overton Bank & Trust's performance, the newest annual report covering 1997 performance is just out. A call to the bank will get you a copy. Their main number at Overton is 817-731-0101. Overton had another great year in 1997. Cullen Frost is very fortunate to be acquiring Overton, a true "trophy bank" that will gain Frost a magnificent foodhold into the Dallas and Fort Worth market.The future for Frost Bank is greatly enhanced by the acquisition of Overton.