1. Thanks upupanaway2003 re: short-term duration problem. Just read Cramer on refinancing crisis and it reinforced what you said big time.2. Also looked at last Sec. 19 filing for DSU and 50% of dividend was return of capital. I don't see how this can be sustained for long so believe dividend will have to be cut drastically.Anyway that's my logic. Thanks to all on this board for your information.