$1 a share would be a disappointment. $30,000,000 in earnings is not inconceivable and that would be $2 a share. Not only are the Homeowners results going to be outstanding but $4 a gallon gas is going to improve auto results. Traffic has been very light in Boston and less traffic means fewer auto claims. Probably more so than any other company in any industry, Safety will benefit from the mild weather.
Due to regulatory issues, major companies are still reluctant to write business in Mass. Commerce is no longer your grandfather's Commerce and Safety has become the dominant company in Mass auto.