Don't look for Mr. Payne to sell the bank any time soon. The top man has a great deal of sentimental attachment to WAB. I think the stock will continue to trend up; 110 by end of year, and as a shareholder who bought at $19, I am holding on to what is going to be a fast ride up! WAB IS the market share leader in 2 of California's wealthiest counties; Marin and Napa. My advice: Buy more quickly!!!