Sharks in the water get ready to feed on VZ, if OBAMA wins dividend stocks are going to get hammered and its not priced in yet
VZ has taken a large hit since the election, NYL, AAPL and ACI.
Most of the 13% was before the election, since the election not as much as many others.
Are you sure about the ROTH has 0 taxes?
As for the 250,000 earners, probably not the fear of the cliff will be over and the taxes will still have gone up.