Your Corporation is on it Chuck. Send an email to your shareholders and apologize for your shoddy performance. You should've cut those commissions sooner...now you have to woo back all the active traders you lost when you were $12.95 and up.
I would agree with you on the crash except for those juicy BlueChip dividend yields. They are Fantastic...and create a natural cushion/floor under the market. Could we crash?, sure...for a Flash!...and up we go.