Back on Feb. 25, you broke the news of the Pacific Life deal. You have been quite factual along the way. Does your crystal ball have anything "concrete" on the waiver of B/F, and the firming up of the PL agreement (suject to a vote)? Or do we have to wait until midnight Friday (read Monday morning)? If you get a read on this anytime today, or tomorrow, please post to the board. As Frazier would say, "we're listening"! Many thanks, your news is usually refreshing - as well as fairly accurate.