I am no longer a stockholder of PZN. Got out for a small loss when the Pacific Life deal was announced, but continue to follow this message board. If you plan to continue to hold, you really should look at the amount of cash needed to service debt. Interest expense last quarter was almost $32million. Since then, rates have been increased and fees added. Loan covenants were amended subject to the PL deal going thru. With that deal dead, there will probably be another round of rate increases. I fear gravity has this company, and we all know gravity sucks! Best of luck, hope a miracle happens for the longs.