Interestedtrader: I have owned this stock for over a year now and I recently bought more in the $20.85-$21.40 range. I don't think many people follow the stock but I like it a lot and have built a big position for me. If you think the economy is going to recover soon and interest rates are going up, then this stock is probably not for you. I don't really believe that. I think the economy and the stock market stay weak for an extended period of time because of the after efffects of the bubble and bad corporate governance. I think the Fed is more likely to lower rates than raise them. However, no guarantees. You pay your money and take your chances.