I hereby retract my suggestion that you make me an offer to borrow money to buy ITIC.
There are several problems. I imagine that your children, like all those in Lake Woebegone, are above average. Nevertheless, I am concerned about their market value if you failed to make payment when due. I don't even know where you can get a quote on children. Is there an internet site "kidsforsale.com"?
If so, I bet the spread between the bid and the asked is a killer.
And besides using kids for collateral or selling them is probably not "politically correct. What would Ted Kennedy, Pat Leahy and Jesse Jackson say. I expect the media would have a field day.