The committee will be having its annual meeting at the Royal Hawaiian Hotel in Honolulu on December 28. In keeping with the committee's tropical theme, we will be decked out in Hawaiian shirts and leis and have our meeting after the luau and several rounds of mai tais. The investment committee will discuss the merits of ITIC vis-a-vis the merits of Dole and its pinapples and bananas. If you and the polar bear would care to join us, perhaps you could hitch a ride with Santa on his open sleigh at thirty thousand feet. That way the polar bear wouldn't overheat.