As a ground floor tenant in a three story apartment building, I am only mildy afraid of roof collapse from a blizzard in southern California in summertime. However, I really admire your out of the box thinking. Actually, I was so impressed that I forwarded your message to the vice president of human resources at American International Group with my strongest recommendation that they recruit you to be their strategist for new insurance coverages. I am sure that with you forming creative new insurance opportunities, they will be able to repay the feds the $85,000,000,000 in no time. In fact, I am so sure that this will work that I just put in a market order to buy 1000000000000000000000000000 shares of AIG tomorrow morning. Please don't let me down. I am counting on you.