My opinion is that ITIC is the best of the public title companies. It doesn't have a lot of debt and intangibles like the others which was at least a factor in the recent bankruptcy of Landamerica. It is much smaller than FAF, FNF and STC, so it gets no coverage from the financial establishment. Therefore, shareholders need to be long-term investors who intend to get their rewards from the company in the form of dividends and capital appreciation as a result of retained earnings and a growing business. The management of ITIC is well paid but not excessively so as in some public companies. They seem to be conservative and have invested the companies money in what appears to be a conservative fashion.
Because of the decline in interest rates, there has been an increase in re-financings which creates business for title companies. I expect this to continue and increase. The government is trying to reflate the housing market and they will do what they can to make housing affordable and reduce the number of foreclosures. I have recently been buying ITIC after having sold my position in it about five years ago. I do not own and will not buy the other title companies. My opinion is that ITIC is the best of the title companies and I am putting my money where my mouth is.