I wouldn't bail on ITIC just yet- they have a solid balance sheet and are expanding into new markets. You have to be patient with title insurance stocks and accept that their growth rates are strongly correlated with interest rates. On the other hand, because of state and federal regulations, most of them have fortress like balance sheets and miniscule claims payout ratios compared to property and casualty insurers. As for your method of picking stocks, I must award it "Gutsiest Method" of the year!!