It never ceases to amaze me. I'm speaking in generalities here but, some people are NEVER happy. If we don't have enough money to pay our bills, there is angst. If we have more money than we need to accomplish something right now or in the near term.....there is still angst present in some people. I'm speaking of my own life experience......it's easier to obtain funds when you don't need them than when you need them right away.