Shows the explosive growth this stock will under go in the next two years. Estimates over $6 EPS in 2014. Even at only 10 times EPS that makes share price $60 IMHO. Could easily be much higher. Nice sweet spot to take from big banks who are getting forced out of this business by new rules. This area was a huge money maker for them--now it will be for non-bank servicers. Sitting on this one long term.