I hopde you aren't serious guy. I am a long CPN and did my DD, but it hasn,t panned out yet. Logic says you are right. But today's perfect storm aura in the market place says otherwise. I am 51 and I have 10 plus years. you have 30. PS, my oldest daughter turned 29 today. She works for HHS and has a lot of shares in it. She is up big time. Doesn't even watch it. Good luck.