Stock, I will try one more time(and last time). Yes 35% is very big to me. Especially since I am -35% on my Mutuals. No I did not say I was buying BB&T(don't own any other bank)just for dividends. I am trying to accumulate it since it pays (i think) a decent dividend, increase each year and has a good stable long term dividend record as well as stock appreciation. Did not mean to start a spat, I just do not think of banks as big time hits over a short period. Course I am usually wrong. Look at my M.Funds. Anyway, I send to all my best regards on investing and in life.