I don't know why people are fixed on the idea that Wachovia wants to buy BB&T. There is way too much overlap--17%. Look to a new entrant like Wells Fargo or Fifth Third. BB&T will be in play because it is the only southern regional left that is affordable. All the other ones are selling to other companies--Suntrust and Wachovia. The other reason BB&T will sell is because they will have no other regional bank to buy. Their opportunity to expand is becoming more and more limited.