Don't know how you figure the bottom line, but BBT finished the day at $38.30 on 1/2/2004 and finished yesterday at $38.00 even.
Where I went to school that is a loss of 30cent per share for this year. Even with the dividends included that is not much of a return on investment for 7 months. I'll be more than happy to take your money and guarantee you that kind of return for as long as you want.
The only ones getting a big payday on this stock is the top executives which seem to get theirs regardless of shareholder return.