Somebody who reads the 10Q...amazing (STIL can't read, BTW). BB&T is notorious for keeping bad loans off the watch list, as their vaunted credit culture is one of their culturual underpinnings. They don't want to admit failure, but pretty soon they got to take the hit. And their margins are so low they can't stomach a loss. Plus, once again they are missing the mark....everybody is making bad announcements to get all the bad news out of the way in 2007, its all posturing, other banks are throwing everything but the kithcen sink in their doom and gloom disclosures. They do this because they are setting everybody up for artifically manufactured results in 2008. BB&T, like the retards they are, will wait until the very worst possible time to announce a write off, just when everybody else is doing better. Oh and before he does it, STIL will google and cut and paste some article about Wachovia having big write downs and if BB&T only has 150mm "its not that bad." Which is like saying the guy who only shoots himself in the foot once is somehow smarter than the guy who shoots himself in the foot twice. Good for you "Long"...real data. STIL go play some shuffle board.