I have stated in earlier post over a number of years that I have held BB&T for over 25 years. Yes, I have looked at other investments that could earn a higher return. Yes, those investments I thought carried more risk and would not provide my family a steady return. I am retired (and have been since 1991) and I depend on my BB&T dividend to pay the bills. So far BB&T has done that for me. I play lots of golf, travel, enjoy amateur radio and a Model A Ford Roadster.