you can spin it any way ole way you like it's still unethical. it's true bbt disclosed their changes in their posting sequence (hidden in some message on a bank statement), but most people skim their statements several days or weeks after getting them. to me, posting debits before credits is like a clerk helping a person out of turn because they're more attractive than the person in front of them.
it's slimy at best. and believe it or not, there are people in this world that live paycheck to paycheck, who don't spend beyond their means.
my litmus test is: could this happen to my parents or my kids? in both cases, yes. in both cases they live on a fixed income.
so leave your ivory tower and slum with the rest of the world.
here's an idea.... Decrease the top tiered salaries by 50% and don't fee or cheat your customers!!!!!!!