Christ, your posts are almost verbatim what I have been thinking/posting here. The TVM is an alien concept to the shills on this Board. So is the concept of Opportunity Cost. "I have owned my stock for 40 years and I get the dividend." So dumb that they have no idea how much they have actually foregone in lost profits by holding the stock for the past 10+ years. They all stopped making money in 1997. Yet its the greatest investment of all time!!!! Add the Mgmt...out of this world great!!!! Particulary poignant is the analogy of the burning building..."My building is not burning as badly as yours, so I am better off!!!!" Your building is still ON FIRE moron. Some people simply don't want to be educated. BTW, BB&T loves dumbs*** stockholders like the ones who post on here, because Mgmt gets a pass and doesn't have to perform nor do anything different than what's been done for 30 years. Solutions?....we'll start posting about that shortly.