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BB&T Corporation Message Board

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  • matollionequay matollionequay Apr 13, 2009 4:49 PM Flag

    BB&T HAS MUCH EXPOSURE TO LAND/LOTS.

    That's true. But quite a bit of land is held by people who own it outright. They can and will hold it for a long time. Clearly, land like that is not the issue for BB&T. Land purchased for development - residential or commercial -is the issue. I have zero idea how much exposure BB&T has here but I note that some seemingly informed posters have alluded to what is supposedly a common commercial loan practice at BB&T: personal performance collateral or guarantee. To me that means the borrower has alot more on the line than the success of a project or LLC.

    Friday is going to be very interesting.

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