PS. to the previous messsage,just felt like venting sense the last 10 years have been terrible for our life time business and most recently down bad in the market too. It's has never been like this except maybe the 30's, thank you again.
Nocturnal, do you realize that you are in the smaller half of the US population. You are paying taxes. Over half of the US population is sponging on the American tax payer. Think about it. Over half of the citizens and all of the illegals are enjoying the taxes you pay. Most do not pay ANY income tax, many get earned income credit (refund from taxes you pay) and welfare. Think about it. We are just about a welfare state. The only problem I have is I can't get on the gravy train. I have always had to work for what I got.
Sounds like whining to me. You seem to forget as recent as 3 years ago prime interest rates were 8% more or less. Now since you said your rate was 3.5% how many times did you post telling how your rates were lowered by BB&T. I see. You didn't.
You admit times are tough and you have lost lots in the market. Now being a non-banker I would say that you became a more risky customer and I would increase your rates form 25% a month to 50%.
You don't post when your rates were cut, you post bad mouthing BB&T when your rates are raised. Yep, that is whining!!!