Its not his responsibility it was mine and should have known better. And banks in the past banks were typically held for the dividends not capital appreciation. But I heard JAA say many times that he put his 401K in BB&T. Guess he had more money and was not hurt as bad. Also, except for a few exceptions, if you look at the amount the Board as invested it should tell you that have no ownership stake and could care less about the company and shareholder and are only their because JAA knew ther were yes men and only stay because of the $100K fees.