That is why the price of FSBK is near its low for the year. Its high was nearly $15 in May, 2010. Short selling, panic sellers, tax loss selling, etc has created an oversold condition. Long term buyers can expect this stock to go over $10+ when FSBK returns to profitability, & reinstates the dividend. The short interest is very high, & is the major reason for the low price. All these shorts will have to buy back the shares in the future, 440,470 shares, which is a hugh amount for a stock that trades with very little volume. I exspect a short squeeze in the future which will make a big price spike upwards.