First off BB&T has duped their shareholders. They paid back their Bailout money from the govt.By cutting their dividends and made the shareholders pay back the money, that they said they "didn't" need in the first place. This bank will screw you in a new york minute. All they care about now is MONEY. It isn't a customer driven bank any longer. However they can get money from you they will do it. I've been a customer of this bank for 30 years and I'm considering to move to another bank. They have stayed out of the limelight of this financial crisis. And sit back and watched what has happened to BAC and Wells. I'm wondering how much of a kickback they got from Freddie and Fannie. They are the lien holders of their mortages. Mine is with Freddie. The trust I had with BB&T is gone. I've came up with a new name to go along with their initials. But I'm not disclosing it on here.