Does the investor presentation talk about the 2006 vintage year loan loss reserve treatment?..that is all I would be interested in. And maybe some discusion on the returns in the securities portfolio...i am interested in that too, especially how they may be able to make an additional 5 basis points when turning over a pot of money that should be used to make loans. please no mention about net loan growth, I guess that is not important...and for the record, it stinks.
"Maybe they should just lend money instead of using their capital to buy an insurance brokerage. Wouldn't that be a novel concept?"
Novel concept? After 5 years of listening to your garbage, I think it would be a novel concept if you would take 30 minutes to review bbt 2/1/12 investor presentation posted on their website to form your opinions. You're entitled to your opinions but you can't make up your own facts.