Norm - about time you acknowledged the value of other contributors to the board.
Update us on the economic growth (last I heard you thought it was great and going to improve). Sorry - unfair of me - you are buried in the minute details of BBT #s.
Others here - even though BBT continues to have decent #s remember 2009 when BB&T never posted a loss and still got taken out behind the shed and whipped. If we get a 20% or more market correction BBT will get hit - take that to the bank (maybe Wells- hehehe).
Personally I am short the market (RWM - Russell inverse ETF) for the time being. Lot easier to short an index than try to pick individual stocks to short as they may/may not be available to short.