You're getting 2 dividends in the 1st qtr - 2/1 for $.20 and 3/1 for $.23 and probably 5 for the year.
Big questions are: how much did the Fed approve in 2012 - did they approve $.23 per qtr. and bank decided to hold back some - maybe because of acquisitions and expansion into Texas?; and how much will Fed approve in 2013?
Worthwhile exercise is to look at the combination of share buybacks plus dividends as % of eps at jpm, wfc and usb . How does bbt stack up? Need to take into account acquisitions - crump and bbx cost the bank around $900 million and will add to eps.