BB&T Corporation Message Board

As a life long resident of Southern WV and
especially, Williamson, let me take a minute to respond to
the previous comments that have been made about the
recent merger announcement.

First, Mr. Push, you
sound like an intelligent person yet are very ignorant
about the topic at hand. Let me be the first to assure
you that technology is alive and well in Southern
rural WV. That is how I am communicating with you right
now. Surprise, we hillbillies do know how to use the
internet. Secondly, as for our education, I have a
Bachelors Degree from Georgetown College of which my
parents paid for since they made too much money for
financial aid. No my parents are not doctors or lawyers,
dad worked in the mines and mom taught
school�surprise, we do have money down here. Oh, and let�s not
forget, I am three-fourths of the way through my Masters
degree in Business Administration of which are taken via
internet and compressed video at regional distance
learning classrooms. Yes, people down here do know the
value of an education. Not only do I have my education,
but I am a licensed series 7 securities
representative located in the southern WV region. And the number
of investment representatives are growing which to
me says there is a need for this type of business.
We may not be a dumb as you think.

Third, in
response to your comment on coal being the only economic
substance for the area (OOPS, big words let me rephrase
that). Coal is the only way we have to make a living
(better?). Yes, we realize the economy is driven primarily
by coal. That is why committees have been formed to
study what types of industry can be brought in to the
area to subsidize in the event the coal industry goes
under. For your information, several telemarketing
groups have relocated into the Huntington area, which
serves Wayne and Cabell counties. The Kermit Branch does
service Wayne county in WV. Another interesting fact is
that the Danville Branch is 30 miles from Charleston
WV, the states capital. But with the upgrade of 119,
it takes less than 30 minutes to reach Charleston,
in fact, many people that bank in Danville, work in
Charleston, not in the coal mines. People in Southern WV do
know the value of setting up wills, trusts and
purchasing securities. Where are you getting your
statistics? Besides, have you visited a MNB branch? Or even
traveled Mingo or Logan Counties as you ask someone else?
A lot has changed over the past 5 years.

As
for the products offered, yes, credit cards are
available and dealer financing all over the state of WV and
KY, including the Huntington, Charleston areas in WV.
There also is a partnership with Linsco/Private Ledger
in securities and Bysis (formerly The Underwriting
Group or TUG) for insurance products. As you can see,
we are not as uneducated or ignorant as you would
think.

You may be looking at numbers, which for
a short term investment, that is the area you want
to focus on. But for a long term investment, look
further and deeper. Not simply at the rumors and
stereotypes of Southern WV. There is rich heritage in these
mountains. We have worked hard to abolish ignorance and
stereotypes about southern WV but it appears there is still
more to overcome. I will assure you and other
stockholders of BB&T that we at MNB have made a commitment to
each other. We want to succeed in this venture. What
does BB&T have to offer MNB? The refined products of a
big city bank into a small region, it�s called the
"Best of Both Worlds". MNB is liked and very well
respected in the market area it operates in. We want
progress and by intelligent yet ignorant people like
yourself, it is very difficult for Southern WV to receive
anything. I would take more time but have work to do and
classes to study for. And in case you are wondering I am
a woman�