Reorg - Not the market. MSR's seem to be getting the attention of influential investors/buyers. Current estimates do not reflect the upcoming accreattive acquisition. Interesting conference call - platform to go after mortgages of foreclosures. Maybe it won't happen - but it could. The number of people who walked from their homes because they were under water but could pay is a significant percentage. Who, knows, maybe the government will wake up and stop footing the bill for what borrowers thought was a free put option - Fannie, Freddie, Mitt?