Larry Fish (CEO of Citizen's Bank) lives in Brookline. Rumor has it that he wants to buy BRKL so he can have #1 market share in his hometown. Fortunately, he is bidding against two of the most undisciplined buyers in the country (SOV and TD BankNorth). Economics aren't going to matter in this acquisition. BankNorth has TD's almost unlimited checkbook and SOV is dying to increase its market share in the high income Boston suburbs.