It's worse, if yo are NOT! It means that you cannot think. Look at Amazon's user recommendations (actually, slamming Intuit and TurboTax). Intuit ALREADY tried the same (or very similar) concept in 2002 year, and they got hit so badly, that they could not recover till almost 2007. Why don't you research what the users of their 2 big cash cows say about Intuit, and then make comments. Intuit is going down this year... It went down already ... :) How special.